Personal Finance

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Latest Personal Finance News

What does 0% APR mean?

Key takeaways Zero-percent APR cards generally offer promotional periods between 12 and 21 months in length during which no interest…

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7 ways to give money as a gift

Key takeaways Monetary gifts, including cash, gift cards, and money orders are a convenient option. These gifts can be personalized…

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IRS Is Notifying Taxpayers Who Were Victims Of Massive Data Breach

The IRS is notifying taxpayers who were impacted by the Littlejohn data breach. Former IRS contractor Charles Littlejohn illegally accessed…

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Don’t Believe All Outrageous ‘Profit’ Posts Until You Check The Data

There’s been a post passed around on social media that claims corporate profits are driving inflation. The contents are enough…

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I’m 59 With $1.3 Million in a 401(k). Should I Convert $130,000 Per Year to a Roth to Avoid RMDs?

Converting a 401(k) into a Roth IRA can be appealing for several reasons. Not only can you make qualified withdrawals…

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5 tips to earn up to thousands of dollars in bank account bonuses

Viorel Kurnosov/Getty Images Banks and credit unions commonly offer cash bonuses as a way to bring in new customers and…

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Biden Grants 317,000 Borrowers Student Loan Forgiveness And Refunds Of Payments

The Biden administration announced that more than 300,000 borrowers will receive $6.1 billion in student loan forgiveness following the latest…

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I Waited to Take My First RMD Until April 1st. Will This Affect My Second Year’s RMD?

Unlike most personal finance questions, the answer to this one is short and simple: yes, waiting until April 1st to…

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Guide to Bank of America Preferred Rewards

Key takeaways The Bank of America Preferred Rewards program is available to select banking customers with at least $20,000 in…

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20 ways to make extra money online and offline

Key takeaways A side job can help you grow wealth and pay down outstanding debt. Make sure to use a…

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