Personal Finance
Latest Personal Finance News
Here’s when an early withdrawal from a CD is worth it
Key takeaways Early withdrawal penalties typically range from 90 days to 365 days' worth of interest. In some cases, paying…
Why are credit card APRs so high?
The annual percentage rate (APR) on a credit card is the total cost of the credit to you. The periodic interest rate…
How long does it take for Series EE bonds to mature?
Key takeaways Series EE bonds issued today will mature in 20 years, and they are guaranteed to double in value…
Parents: Be Careful With These Student Loan Alternatives
With FAFSA delays pushing back the date many students will find out how much financial aid they're eligible for this…
What does 0% APR mean?
Key takeaways Zero-percent APR cards generally offer promotional periods between 12 and 21 months in length during which no interest…
7 ways to give money as a gift
Key takeaways Monetary gifts, including cash, gift cards, and money orders are a convenient option. These gifts can be personalized…
IRS Is Notifying Taxpayers Who Were Victims Of Massive Data Breach
The IRS is notifying taxpayers who were impacted by the Littlejohn data breach. Former IRS contractor Charles Littlejohn illegally accessed…
Don’t Believe All Outrageous ‘Profit’ Posts Until You Check The Data
There’s been a post passed around on social media that claims corporate profits are driving inflation. The contents are enough…
I’m 59 With $1.3 Million in a 401(k). Should I Convert $130,000 Per Year to a Roth to Avoid RMDs?
Converting a 401(k) into a Roth IRA can be appealing for several reasons. Not only can you make qualified withdrawals…
5 tips to earn up to thousands of dollars in bank account bonuses
Viorel Kurnosov/Getty Images Banks and credit unions commonly offer cash bonuses as a way to bring in new customers and…
