Personal Finance

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Latest Personal Finance News

Rewards checking accounts: What they are and what to watch for

vitapix/Getty Images Key takeaways Rewards checking accounts will pay you cash back for using your debit card and/or pay competitive…

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Minimizing The Cost Of Investing

In the world of investing, many investors focus primarily on returns. However, a crucial aspect that can significantly impact these…

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How to Save Money on a Tight Budget in Retirement

Retirement is a time to enjoy what you love most, from family and friends to traveling and gardening. However, affording…

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Why I finally signed up for a 2% cash back card

I have praised flat-rate, no-annual-fee 2 percent cash back cards for a long time, but it wasn’t until last year…

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This Is My First Year Taking RMDs. What Should I Do With the Money If I Don’t Need It Yet?

Anyone with a 401(k), traditional IRA or similar tax-deferred retirement account eventually is going to face the requirement to start…

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I received a store card I didn’t apply for. Should I cancel it?

Hispanolistic / E+ / Getty Images Key takeaways If you received a store credit card you didn't sign up for,…

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Our Combined Income Will Top $400k This Year. Can We Use a Backdoor Roth to Avoid Future Taxes?

A backdoor Roth conversion can save you significantly in future taxes, but at the cost of paying those taxes now.…

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Inflation is no longer at a 40-year high but still stubborn: These are the items still expensive

Key takeaways The current inflation rate is 3.5%, with shelter, motor vehicle insurance and energy the current main contributors. Prices…

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Oh, La La! Pennsylvania Court Rules Perrier Is A Soft Drink—And Taxable

Sales tax on food and beverages can be complicated. While five states do not have a sales tax (Alaska, Delaware,…

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This Week In Credit Card News: The Cut In Late Fees May Increase Your Card’s Interest Rate

Synchrony Hikes Interest Rates on Credit Cards to Offset Late Fee Rule The credit card company Synchrony Financial is hiking…

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