Personal Finance

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Latest Personal Finance News

How to choose a credit repair company & alternatives to consider

shapecharge/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways You can do credit repair on your own for free, but the process…

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How to do a balance transfer with Capital One

Jose Luis Pelaez Inc / DigitalVision / Getty Images Key takeaways Capital One allows balance transfers from other credit card…

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I’m 75 With $900,000 in an IRA. How Do I Make Sure This Money Lasts the Rest of My Life?

Ensuring that your retirement savings last the rest of your life often requires balancing income with expenses over your projected…

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How to do an HSBC balance transfer

ClimbWhenReady/Shutterstock Key takeaways HSBC is not currently offering a promotional introductory balance transfer offer for new U.S. cardmembers. Balance transfers…

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Student Loan Forgiveness Will Be Halted For This Group Starting Next Week: 6 Takeaways

The Education Department will stop all student loan forgiveness processing for a critical cohort of borrowers starting next week. The…

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I’m Getting Divorced This Year at 55 With $800k in a 401(k). How Do I Protect My Finances?

Like all family and property law, divorce is a highly state-specific process. How you will handle a divorce and protect…

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5 ways a personal loan could help you save money

Key takeaways Personal loans can help you save money on interest, increase the value of your home through a renovation…

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Biden Capital Gains Rate Proposal: 44.6%?

Much has been made of President Biden’s proposal in the Budget of the United States Government, Fiscal Year 2025, to…

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Picasso For All: Democratizing Blue-Chip Investments

Cryptocurrencies emerged in the aftermath of the 2008-2009 financial crisis as an innovative alternative to traditional banking systems, aiming to…

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I’m 60 With $1.1 Million in an IRA. Is It Worth Converting $100,000 Per Year to a Roth to Avoid RMDs?

The advantage to switching your money from a pre-tax portfolio, like a traditional IRA, to a post-tax Roth IRA is…

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