Personal Finance

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Latest Personal Finance News

How to choose the best bad credit loan company

The Good Brigade/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Bad credit loan companies lend money to credit-challenged borrowers who need…

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IRS Suffers Another Defeat Related To Civil Penalties In Tax Court

The IRS suffered another defeat in the U.S. Tax Court focused on civil penalties and automatic assessments—and taxpayers have last…

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The DOL’s Final Fiduciary Rule Has Arrived. What’s Inside?

This week the Department of Labor unveiled its much-anticipated final fiduciary rule, set to take effect on September 23, 2024.…

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What Is a Mega Backdoor Roth Conversion?

Retirement savers typically use a mega backdoor Roth conversion, in addition to a backdoor Roth 401k, when they have already…

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How to choose a credit repair company & alternatives to consider

shapecharge/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways You can do credit repair on your own for free, but the process…

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How to do a balance transfer with Capital One

Jose Luis Pelaez Inc / DigitalVision / Getty Images Key takeaways Capital One allows balance transfers from other credit card…

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I’m 75 With $900,000 in an IRA. How Do I Make Sure This Money Lasts the Rest of My Life?

Ensuring that your retirement savings last the rest of your life often requires balancing income with expenses over your projected…

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How to do an HSBC balance transfer

ClimbWhenReady/Shutterstock Key takeaways HSBC is not currently offering a promotional introductory balance transfer offer for new U.S. cardmembers. Balance transfers…

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Student Loan Forgiveness Will Be Halted For This Group Starting Next Week: 6 Takeaways

The Education Department will stop all student loan forgiveness processing for a critical cohort of borrowers starting next week. The…

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I’m Getting Divorced This Year at 55 With $800k in a 401(k). How Do I Protect My Finances?

Like all family and property law, divorce is a highly state-specific process. How you will handle a divorce and protect…

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