Personal Finance

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Latest Personal Finance News

5 ways a personal loan could help you save money

Key takeaways Personal loans can help you save money on interest, increase the value of your home through a renovation…

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Biden Capital Gains Rate Proposal: 44.6%?

Much has been made of President Biden’s proposal in the Budget of the United States Government, Fiscal Year 2025, to…

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Picasso For All: Democratizing Blue-Chip Investments

Cryptocurrencies emerged in the aftermath of the 2008-2009 financial crisis as an innovative alternative to traditional banking systems, aiming to…

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I’m 60 With $1.1 Million in an IRA. Is It Worth Converting $100,000 Per Year to a Roth to Avoid RMDs?

The advantage to switching your money from a pre-tax portfolio, like a traditional IRA, to a post-tax Roth IRA is…

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Is it illegal to use a business credit card for personal expenses?

Key takeaways Using a business credit card for personal purchases isn't technically illegal, but it could violate the terms and…

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How to use Zelle: A beginner’s guide to digital payments

If you’ve been looking for an easier way to send money to friends and family — be it for paying…

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Troubling Trends In Digital Banking: Does Digital Impact Bank Profits?

OBSERVATIONS FROM THE FINTECH SNARK TANK A new report on digital banking metrics and the impact that digital banking is…

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Beware The Tax Traps Sprung On Those Who Move In Retirement

The migration from high-tax states to lower-tax states that accelerated during the pandemic continues today. To fight the tax loss…

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What Should I Do With My 403(b) Once I Retire?

If you have an employer-sponsored retirement plan, like a 403(b), leaving your job means you’ll need to decide what to…

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8 Best Investments For 2024

2024 is already close to being halfway over. The stock market continues to flirt with all-time highs while interest rates…

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