Personal Finance
Latest Personal Finance News
What is travel hacking and how do I start?
Key takeaways Travel hacking can help you score free or discounted flights, hotel stays and more by strategically using credit…
How to calculate loan payments and costs
Key takeaways Your payment is calculated based on your interest rate and repayment period. The type of loan (interest-only or…
Is it better to pay off your credit card or keep a balance?
Carlina Teteris/Getty Images Key takeaways Carrying a balance on a credit card usually results in paying more for purchases due…
Deserve EDU Mastercard for Students vs. Petal 1 “No Annual Fee” Visa
Peopleimages/Getty Images Deserve Mastercards are issued by Celtic Bank, Member FDIC The Deserve EDU Mastercard for Students is currently not…
When and how to refinance a personal loan
Key takeaways Ideally, you should refinance a personal loan only if you can secure a lower rate and save money…
What happens to your retail credit card when a store closes?
Key takeaways The retail credit card issuer may offer different options to you once the store closes, like letting you…
Pros and cons of credit-building products
Key takeaways The major advantage of credit-building products is the potential to improve or establish your credit score. Higher rates…
How to do a balance transfer with Bank of America
Morsa Images/Getty Images Key takeaways You can complete a balance transfer online with Bank of America after you're approved for…
What to know about tax refund loans
Andrii Zastrozhnov/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Many tax preparation services offer tax refund loans that allow you to…
Applying for the wrong credit cards can just make bad credit worse
Key takeaways Applying for a credit card can trigger a hard credit inquiry that will temporarily decrease your credit score.…
