Personal Finance

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Latest Personal Finance News

Where Should Financial Literacy Be Taught—Home Or School?

The answer is YES. Both. Here’s why. Hannah Le turns 18 this week. She’s a senior in high school choosing…

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How Mutual Funds Can Be Used for Retirement

Mutual funds are commonly used for retirement planning because they offer diversification, professional management and reduced risk when compared with…

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Ink Business Unlimited vs. Chase Freedom Unlimited

Key takeaways Both the Chase Freedom Unlimited® and the Ink Business Unlimited® Credit Card earn at least 1.5 percent cash…

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How To Maximize Your Charitable Giving To Save Taxes

Now that the big tax push for 2023 is out of the way, it is time to plan for taxes…

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How Can a Trust Own an Annuity?

Annuities can offer a steady stream of income when you need it most, while trusts provide a structured way to…

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How To Utilize Life Insurance For Retirement Income

Life insurance should be a part of many people's retirement plans. However, it should never be your entire retirement income…

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Can a Nursing Home Take Our Savings? We Have $350,000 in IRAs

A $350,000 account could be exhausted in just a few years if both members of a couple required semi-private rooms…

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5 ways to cash a check without a bank account

Key takeaways If you don't have a bank account and need to cash a check, you'll likely wind up paying…

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Biden Sets New Nursing Home Staffing Rules

The Biden Administration has announced it has adopted new minimum staffing rules for nursing homes. But the regulations appear to…

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What Happens If You Exceed the Roth IRA Income Limit?

The IRS puts annual income limits on a Roth IRA. When you exceed that limit, the IRS generally charges a…

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