Personal Finance
Latest Personal Finance News
How 401(k) Loans Impact Your Taxes
While borrowing from your 401(k) account can hurt your long-term retirement planning, that’s not the only consideration. There are also…
Borrowers Get $49.2 Billion In Student Loan Forgiveness As One-Time Biden Program Winds Down
Nearly a million borrowers have received student loan forgiveness under a temporary Biden administration program. And more borrowers may be…
We Have $1.4 Million in IRAs and Fully Own a $750k Home. Can We Retire in 2 Years at 60?
Retiring early can be tricky, even if you have considerable home equity. Say for example that you’re married with $1.4…
What Is A Roth IRA – And Should You Have One?
Wherever you get your financial education - whether it’s from friends, social media, a financial planner or an expert newsletter…
I’m 66, Taking Social Security, and Have $745,000 in a 401(k). Is It Too Late to Convert to a Roth IRA?
Legally, it’s never too late to make a Roth conversion. The IRS will let you move qualifying funds at any…
No-credit-check loans: What are they and how do they work?
Key takeaways No-credit-check loans cater to those with low credit scores or a thin credit history. Interest rates and fees…
3 Mistakes Beneficiaries Must Avoid When Inheriting An IRA
The Secure Act has eliminated the stretch IRA for most people who are inheriting an IRA or 401(k). Now, beneficiaries…
I Have a 401(k) From a Previous Employer. What Should I Do With It?
If you’ve changed jobs recently, don’t put off deciding what to do with your 401(k) for too long. While you…
How to choose the best bad credit loan company
The Good Brigade/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Bad credit loan companies lend money to credit-challenged borrowers who need…
IRS Suffers Another Defeat Related To Civil Penalties In Tax Court
The IRS suffered another defeat in the U.S. Tax Court focused on civil penalties and automatic assessments—and taxpayers have last…
