Personal Finance
Latest Personal Finance News
Do credit card rewards, points and miles expire?
This page was originally published in late 2023 and these policies were confirmed accurate as of the publish date. Individual…
5 Student Loan Forgiveness Application Updates Borrowers Should Know About
The Biden administration has approved an unprecedented amount of student loan forgiveness for more than four million borrowers, and more…
I Have $845k in a Traditional IRA. How Can I Reduce Taxes When Converting to a Roth?
There’s no way to entirely avoid paying income taxes when you convert a traditional IRA into a Roth account. However,…
Believe It Or Not, The World Is Lurching Toward A New Gold Standard
No monetary system today is held in such contempt among almost all economists and financial officials as the gold standard.…
How 401(k) Loans Impact Your Taxes
While borrowing from your 401(k) account can hurt your long-term retirement planning, that’s not the only consideration. There are also…
Borrowers Get $49.2 Billion In Student Loan Forgiveness As One-Time Biden Program Winds Down
Nearly a million borrowers have received student loan forgiveness under a temporary Biden administration program. And more borrowers may be…
We Have $1.4 Million in IRAs and Fully Own a $750k Home. Can We Retire in 2 Years at 60?
Retiring early can be tricky, even if you have considerable home equity. Say for example that you’re married with $1.4…
What Is A Roth IRA – And Should You Have One?
Wherever you get your financial education - whether it’s from friends, social media, a financial planner or an expert newsletter…
I’m 66, Taking Social Security, and Have $745,000 in a 401(k). Is It Too Late to Convert to a Roth IRA?
Legally, it’s never too late to make a Roth conversion. The IRS will let you move qualifying funds at any…
No-credit-check loans: What are they and how do they work?
Key takeaways No-credit-check loans cater to those with low credit scores or a thin credit history. Interest rates and fees…
