Personal Finance
Latest Personal Finance News
Roughly 30% back-to-school shoppers report going into debt over back-to-school shopping; is buy now, pay later the solution?
Over the past few years, American consumers have been grappling with the impact of inflation on their wallets. With back-to-school…
A small business owner’s guide to credit card rewards
Key takeaways Business credit cards that earn rewards — either points, miles or cash back — can help small business…
How new credit impacts your credit score
Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…
OpenSky Secured Visa vs. Capital One Platinum Secured Credit Card
Key takeaways The OpenSky® Secured Visa® Credit Card and Capital One Platinum Secured Credit Card are both good options for…
How to report revenue on a business card application
Key takeaways Issuers ask about revenue and other features of your business to judge whether you will be able to…
Will an emergency loan impact my credit?
Anastasiia Shavshyna/Getty Images Key takeaways When you apply for an emergency loan, a lender usually performs a hard credit check…
401(k) Beneficiary Rules Based on Marital Status
A spouse beneficiary is the person who will inherit a 401(k) account if the account holder passes away. The rules…
Guide to Capital Gains Taxes on Commercial Properties
Capital gains tax on commercial property can vary depending on factors like the length of ownership and the taxpayer’s income…
What is a credit card balance?
Key takeaways A credit card balance is the amount of money you owe to a credit card company, including charges,…
How to redeem Chase points
Key takeaways Chase Ultimate Rewards points are considered especially valuable for a few reasons, including the variety of available redemption…
