Personal Finance

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Latest Personal Finance News

American Express vs. Discover: Which offers better personal loans?

dusanpetkovic/Getty Images Key takeaways American Express offers the most competitive rates, but it’s exclusive to borrowers who are already Amex…

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Should I use a personal loan to pay off credit card debt?

Key takeaways Using a personal loan to pay off credit card debt can save money on interest and simplify monthly…

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The 800 credit score: What it means, why it helps and how to get one

Key takeaways A credit score of 800 or above is considered excellent and comes with the same benefits as a…

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Kamala Harris Supports Tax on Unrealized Capital Gains: What It Means for Wealthy Households

The Kamala Harris campaign has made one of its first concrete policy proposals this week with a tax plan. The…

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How to Uncover Hidden 401(k) Fees

Many employees rely on 401(k) plans for retirement savings. But hidden fees in 401(k) plans, including administrative costs, investment fees…

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How to use 0% APR credit cards for home renovations

Key takeaways Using a credit card’s introductory APR promotional period to finance home renovation costs can help you save money.…

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Is Upside a good way to save at gas stations, restaurants and grocery stores?

This page was originally published in January 2022 and reflects the pricing, rewards rates and the author’s experiences of that…

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Plans to stop taxing tips sound better than they really are

TriggerPhoto/ Getty Images We’ve found one thing presidential candidates Kamala Harris and Donald Trump agree on: tips should no longer…

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How to score a rewards card without good credit

Key takeaways You may not qualify for the most rewarding credit cards without a good credit score, which is why…

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Why Invest in a Roth IRA?

Unlike traditional IRAs, contributions to a Roth IRA are made with after-tax dollars, meaning that withdrawals in retirement are tax-free.…

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