Personal Finance
Latest Personal Finance News
No-credit-check loans: What are they and how do they work?
Key takeaways No-credit-check loans cater to those with low credit scores or a thin credit history. Interest rates and fees…
3 Mistakes Beneficiaries Must Avoid When Inheriting An IRA
The Secure Act has eliminated the stretch IRA for most people who are inheriting an IRA or 401(k). Now, beneficiaries…
I Have a 401(k) From a Previous Employer. What Should I Do With It?
If you’ve changed jobs recently, don’t put off deciding what to do with your 401(k) for too long. While you…
How to choose the best bad credit loan company
The Good Brigade/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Bad credit loan companies lend money to credit-challenged borrowers who need…
IRS Suffers Another Defeat Related To Civil Penalties In Tax Court
The IRS suffered another defeat in the U.S. Tax Court focused on civil penalties and automatic assessments—and taxpayers have last…
The DOL’s Final Fiduciary Rule Has Arrived. What’s Inside?
This week the Department of Labor unveiled its much-anticipated final fiduciary rule, set to take effect on September 23, 2024.…
What Is a Mega Backdoor Roth Conversion?
Retirement savers typically use a mega backdoor Roth conversion, in addition to a backdoor Roth 401k, when they have already…
How to choose a credit repair company & alternatives to consider
shapecharge/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways You can do credit repair on your own for free, but the process…
How to do a balance transfer with Capital One
Jose Luis Pelaez Inc / DigitalVision / Getty Images Key takeaways Capital One allows balance transfers from other credit card…
I’m 75 With $900,000 in an IRA. How Do I Make Sure This Money Lasts the Rest of My Life?
Ensuring that your retirement savings last the rest of your life often requires balancing income with expenses over your projected…
