Personal Finance

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Latest Personal Finance News

What is a good credit personal loan? And how do you qualify for one?

Delmaine Donson/Getty Images Key takeaways Good credit loans typically offer more competitive terms and interest rates than fair credit or…

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The Platinum Card from American Express vs. The Business Platinum Card from American Express

Brothers91/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Both The Platinum Card® from American Express and The Business Platinum…

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What is the average interest rate for savings accounts?

Images by Getty Images; Illustration by Issiah Davis/Bankrate The average savings account rate is a benchmark for the overall interest-rate…

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Beyond The Crystal Ball: AI’s Controversial Power To Predict Our Death Date

The insurance industry, traditionally reliant on statistical models and actuarial tables, is undergoing a significant transformation. With the advent of…

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Government Files Notice Of Appeal After Corporate Transparency Act Deemed Unconstitutional

(Author’s Note: Edited to reflect Statement from the Treasury.) You knew it was coming: the U.S. Department of Justice and…

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Troubled Women’s Federal Prison Raided By FBI

FCI Dublin, the troubled women's federal prison in California, was raided yesterday by FBI agents according to multiple news sources.…

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401(k) Rollover vs. IRA Rollover

When you change employers, you may be required to roll over your 401(k) funds from that employer to another retirement…

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I’m Selling My House to Downsize for Retirement, and I’ll Net $620k. Do I Have to Pay Capital Gains Taxes?

When you sell your primary home, the IRS allows you to exclude a significant portion of the profit from your…

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Should I use a personal loan to pay for my child’s private school?

If you’ve considered sending your child to a private K-12 institution and have gotten immediate sticker-shock, you’re not alone. In…

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What are usury laws and maximum interest rates?

Key takeaways Usury laws set limits on the amount of interest lenders can charge on loans and are typically set…

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