Personal Finance
Latest Personal Finance News
How to do a balance transfer with Bank of America
Morsa Images/Getty Images Key takeaways You can complete a balance transfer online with Bank of America after you're approved for…
What to know about tax refund loans
Andrii Zastrozhnov/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Many tax preparation services offer tax refund loans that allow you to…
Applying for the wrong credit cards can just make bad credit worse
Key takeaways Applying for a credit card can trigger a hard credit inquiry that will temporarily decrease your credit score.…
American Express vs. Discover: Which offers better personal loans?
dusanpetkovic/Getty Images Key takeaways American Express offers the most competitive rates, but it’s exclusive to borrowers who are already Amex…
Should I use a personal loan to pay off credit card debt?
Key takeaways Using a personal loan to pay off credit card debt can save money on interest and simplify monthly…
The 800 credit score: What it means, why it helps and how to get one
Key takeaways A credit score of 800 or above is considered excellent and comes with the same benefits as a…
Kamala Harris Supports Tax on Unrealized Capital Gains: What It Means for Wealthy Households
The Kamala Harris campaign has made one of its first concrete policy proposals this week with a tax plan. The…
How to Uncover Hidden 401(k) Fees
Many employees rely on 401(k) plans for retirement savings. But hidden fees in 401(k) plans, including administrative costs, investment fees…
How to use 0% APR credit cards for home renovations
Key takeaways Using a credit card’s introductory APR promotional period to finance home renovation costs can help you save money.…
Is Upside a good way to save at gas stations, restaurants and grocery stores?
This page was originally published in January 2022 and reflects the pricing, rewards rates and the author’s experiences of that…
