Personal Finance

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Latest Personal Finance News

What is the APR on a personal loan?

The annual percentage rate, or APR, is one of the most important factors to take into account when applying for…

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Is the Wells Fargo Active Cash worth it?

Key takeaways If you're looking for a simple cash back credit card that avoids rotating bonus categories and spending caps,…

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Current CD rates for April 2024

Morsa Images/ Getty Images; Illustration by Austin Courregé/Bankrate A certificate of deposit (CD) is a time deposit account. A bank…

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Brick-And-Mortar Bank Branches Adapt To Meet Consumers’ Needs

In recent years, both banks and businesses have undergone significant transformations. These changes were bolstered by the world’s response to…

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Federal Court Grants Summary Judgment Motion On Willful FBAR Penalty

Litigation in federal court is analogous to a game of chess. Although each side has a limited number of moves,…

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Biden Proceeds With Hardship Student Loan Forgiveness Plan — 6 Key Details

Last week, President Joe Biden praised his administration’s efforts to provide debt relief to borrowers, noting in his State of…

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I’m 63 With a $1.6 Million Net Worth and $4,500 in Monthly Expenses. Can I Retire Now?

With a $1.6 million net worth and $4,500 in monthly expenses, retiring at 63 is a possibility, but quite a…

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When and How to Report a 1031 Exchange on Your Tax Return

A 1031 exchange allows certain real estate investors to defer capital gains taxes when selling one investment property and reinvesting…

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What is a good credit personal loan? And how do you qualify for one?

Delmaine Donson/Getty Images Key takeaways Good credit loans typically offer more competitive terms and interest rates than fair credit or…

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The Platinum Card from American Express vs. The Business Platinum Card from American Express

Brothers91/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Both The Platinum Card® from American Express and The Business Platinum…

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