Personal Finance

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Latest Personal Finance News

Who Is Eligible for the Earned Income Tax Credit (EITC)?

The earned income tax credit can provide substantial financial benefits for low-income working individuals and families, reducing taxes by hundreds…

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How to manage your personal loan and save money

Key takeaways Set up an automated payment if it’s offered by the lender to keep on top of your loan…

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How to settle credit card debt

Key takeaways If you're struggling with credit card debt, consider going through the debt settlement process. To start the process,…

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U.S. Bank CD rates

Image by Getty Images; Illustration by Tiffany Herring A benefit of U.S. Bank’s certificates of deposit is the many terms…

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This Week In Credit Card News: Lower Late Fees May Hurt In Other Ways

An $8 Credit Card Late Fee Cap Sounds Good Now, But It May Hurt You Later A new $8 cap…

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Many Taxpayer Assistance Centers Provide Saturday Service

In addition to reopening many Taxpayer Assistance Centers and providing pop-up style service to taxpayers and tax professionals in rural…

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Americans Making $100,000 A Year Are Still Impacted By Financial Trauma

“Though I reached my first 6 figures before I turned 30, I still suffered from lingering debt and poor financial…

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We’re 62 and Have $1.6 Million in Our 401(k)s. Should We Pivot to Roth Contributions?

By your early 60s, you’ll likely be paying close attention to your finances and retirement savings. This may include making…

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My Dad Left Me $450k in an IRA, But I’m in the 32% Tax Bracket. How Should I Structure My Withdrawals?

There are a couple of different sets of rules around inherited IRAs and you’re subject to theleast flexible. While there…

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What is an unsecured loan?

Key takeaways Unsecured loans are debt products that do not require collateral but may come with higher interest rates and…

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