Personal Finance

Ad image

Latest Personal Finance News

Do I Have to Worry About Taxes if I Loan a Family Member $45,000?

It’s common for family members to lend money amongst themselves, and many choose to charge less than market interest rates…

NGEC NGEC

When 1.5% cash back is better than 2%

Key takeaways While a 2 percent cash back credit card with no annual fee is a great option for most…

NGEC NGEC

Navy Federal Credit Union savings account rates

Logo by Navy Federal Credit Union; Illustration by Hunter Newton/Bankrate Navy Federal Credit Union has one basic savings account option,…

NGEC NGEC

Inside T.D. Jakes’ $1 Billion Partnership With Wells Fargo

The religious leader is working to improve the lives of Black Americans with a bank that has a history of…

NGEC NGEC

Average credit score for personal loans

The average FICO credit score in the U.S. is currently 716, according to recent data from FICO. This average has…

NGEC NGEC

Understanding Your Form 1040

Top tax professionals will tell you that effective tax planning needs to be proactive, not reactive. The best tax planning…

NGEC NGEC

4 Ways To Distinguish Good Debt From Bad Debt

The average interest rate on a bank credit card is currently 21.5%. That’s the highest level since the Federal Reserve…

NGEC NGEC

Hilton Honors Dining program guide

Key takeaways Hilton Honors Dining allows you to earn Hilton Honors bonus points for dining at participating restaurants, bars and…

NGEC NGEC

I’m Going to Get $3,000 Per Month From Social Security. How Can I Reduce My Taxes?

When determining your income taxes in retirement and on your Social Security benefits, the IRS uses your “combined income” and…

NGEC NGEC

Tax Credits You Can Use to Reduce Your 2024 Taxes

Tax season has arrived, and when it comes to preparing your return remember this: deductions are good, but tax credits are better.Anyone…

NGEC NGEC