Personal Finance
Latest Personal Finance News
The average amount in U.S. savings accounts – how does your cash stack up?
Key takeaways The median transaction account balance in the U.S. is between $8,000, potentially insufficient for a few months without…
Personal loans for college students: Should you ever consider one?
You may have used federal or private student loans to cover tuition, housing, textbooks, and other higher education expenses. Unfortunately,…
The IRS Improves Its ‘Where’s My Refund’ Tool
The IRS has made improvements to its refund tracking tool that should help taxpayers better understand the status of their…
FAFSA Delays Create A Major Problem Of Fewer Completions
The Free Application for Federal Student Aid is the main way for families to access various scholarships, grants and federal…
I Have $850,000 in an IRA and Would Receive $2,800 Monthly from Social Security. Can I Retire at 65?
For many retirees, prudent withdrawals from a wisely invested portfolio combined with Social Security benefits can provide a consistent income…
What’s a good APR for a credit card?
Key takeaways A good credit card APR is a rate that’s at or below the national average, which currently sits…
What States Have a Flat Income Tax?
While the federal government applies a consistent tax system to every citizen, states have tax rates they set independently from…
Why Capital One’s $35 Billion Discover Takeover Will Be A Profit Game Changer
If Capital One’s COF $35 billion bid to acquire Discover Financial Services DFS makes it through regulatory scrutiny, the deal…
Best online banks that take cash deposits
Using an online-only bank often means you’ll earn higher rates and pay fewer fees than you would with a brick-and-mortar…
Payday loans vs. installment loans: One is a much better option
Luis Alvarez/Getty Images Payday loans are designed for people with bad credit or little credit history. These loans come with…
