Personal Finance
Latest Personal Finance News
When and How to Consolidate 401(k) Accounts
Managing multiple 401(k) accounts from past employers involves tracking different fees, investment options, and statements. Consolidating these accounts can simplify…
Trump Is Slashing Grad School Loans. Private Firms Are Racing To Profit
With Republicans ending the Grad Plus program, private lenders are eyeing billions in new business, while some students could be…
Show Me The Faster Money: Profiting From Instant Payments
OBSERVATIONS FROM THE FINTECH SNARK TANKThe 2023 launch of instant payments via FedNow was heralded as a milestone in the…
Could Capital Gains Changes Finally Ease the Housing Shortage?
If there’s one thing everyone agrees on, it’s that housing is unaffordable. Case in point: the National Association of Home…
I’m 67 With $680k in My 401(k). Should I Convert to a Roth IRA to Avoid RMDs?
If you need retirement funds for living expenses now, paying taxes on a Roth conversion may cost more than it…
How Much Do You Lose By Retiring at 62? Benchmarks and Examples
How much you can lose by retiring at 62 depends on Social Security, savings growth, and pensions. Starting Social Security…
How to Use Dividend Investments for Early Retirement: Examples
Retiring early is possible for many people, but it requires smart planning and reliable income sources. Dividend-paying investments offer one…
Mega Backdoor Roth vs. Backdoor Roth: Benefits and Limits
High earners often weigh the mega backdoor Roth against the backdoor Roth to expand tax-free growth. A backdoor Roth works…
How to Retire at 62 With Little Money: Tips and Example
Retiring at 62 with little money can feel daunting, but it is possible with the right strategies. Many people reach…
Do Pensions Run Out of Money? Rules and Risks
For generations, pensions have been regarded as the gold standard of retirement security, offering guaranteed income you can count on…
