Personal Finance
Latest Personal Finance News
Roth IRA vs. Index Fund: What’s the Difference?
The comparison between a Roth IRA and an index fund often mixes structure with strategy—one is a retirement account, the…
What Is the Typical Wage Replacement Rate?
A key question in retirement planning is how much of your income you’ll need to replace once you stop working.…
Is $4 Million Enough to Retire at 60?
If you have $4 million saved for retirement, you have significantly more than the average American household. But is $4…
Form 2439: What Is It, Who Files It and Who Gets It?
Form 2439 is a tax document that a regulated investment company (RIC) or real estate investment trust (REIT) issues when…
I’m 60 With a $920k in Retirement Savings and Expect a $2,250 Social Security Check at FRA. What’s My Retirement Budget?
In your early 60s, for most households, attention shifts from wealth accumulation to wealth management. You have a few more…
Form 6252: How to Report Installment Sale Income
Taxpayers use Form 6252 to report installment sales when at least one payment arrives after the tax year of the…
Is $1.5 Million Enough to Retire at 55?
Is $1.5 million enough to retire at 55? That figure may offer a solid base, but several factors affect whether…
Straight Line Depreciation: Definition and How to Calculate
Understanding the financial health of a business involves a lot of accounting. One of the most popular methods for determining…
Is $3 Million Enough to Retire at 60?
Whether $3 million is enough to retire at 60 depends in part on how much annual income that portfolio can…
How Are Bonuses Taxed in 2025?
Bonuses paid by employers get special tax treatment and could have a significant impact on an employee’s tax situation. In…
