Personal Finance

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Latest Personal Finance News

Hilton Honors Dining program guide

Key takeaways Hilton Honors Dining allows you to earn Hilton Honors bonus points for dining at participating restaurants, bars and…

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I’m Going to Get $3,000 Per Month From Social Security. How Can I Reduce My Taxes?

When determining your income taxes in retirement and on your Social Security benefits, the IRS uses your “combined income” and…

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Tax Credits You Can Use to Reduce Your 2024 Taxes

Tax season has arrived, and when it comes to preparing your return remember this: deductions are good, but tax credits are better.Anyone…

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Elevated Interest Rates Are Pushing U.S. Corporates Into Default

The current high level of interest rates will increase default rates of leveraged companies. For more than two decades, American…

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The average amount in U.S. savings accounts – how does your cash stack up?

Key takeaways The median transaction account balance in the U.S. is between $8,000, potentially insufficient for a few months without…

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Personal loans for college students: Should you ever consider one?

You may have used federal or private student loans to cover tuition, housing, textbooks, and other higher education expenses. Unfortunately,…

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The IRS Improves Its ‘Where’s My Refund’ Tool

The IRS has made improvements to its refund tracking tool that should help taxpayers better understand the status of their…

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FAFSA Delays Create A Major Problem Of Fewer Completions

The Free Application for Federal Student Aid is the main way for families to access various scholarships, grants and federal…

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I Have $850,000 in an IRA and Would Receive $2,800 Monthly from Social Security. Can I Retire at 65?

For many retirees, prudent withdrawals from a wisely invested portfolio combined with Social Security benefits can provide a consistent income…

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What’s a good APR for a credit card?

Key takeaways A good credit card APR is a rate that’s at or below the national average, which currently sits…

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