Personal Finance

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Latest Personal Finance News

Banks Need To Get On The Buy Now, Pay Later Bandwagon

OBSERVATIONS FROM THE FINTECH SNARK TANK Spurred by the spike in online and mobile shopping during the pandemic, the popularity…

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Gearing Up For The 2025 Energy Tax Debate

The guidance implementing the energy tax credits in the Inflation Reduction Act is not yet complete, but it’s already time…

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Biden Administration Extends Recertification Deadline For IDR Plans

Last week, the Biden Administration announced that borrowers who are on income-driven repayment (IDR) plans like the new SAVE plan…

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I’m 59 With $1.3 Million in a 401(k). How Do I Make Sure This Money Lasts the Rest of My Life?

Managing your money properly in retirement is critical for ensuring that it lasts as long as you do.For example, imagine…

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What Is the Tax Underpayment Penalty and How Can It Be Avoided?

Understanding tax payments and the potential repercussions of underpayment is crucial. The tax underpayment penalty is one such charge that…

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What is the APR on a personal loan?

The annual percentage rate, or APR, is one of the most important factors to take into account when applying for…

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Is the Wells Fargo Active Cash worth it?

Key takeaways If you're looking for a simple cash back credit card that avoids rotating bonus categories and spending caps,…

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Current CD rates for April 2024

Morsa Images/ Getty Images; Illustration by Austin Courregé/Bankrate A certificate of deposit (CD) is a time deposit account. A bank…

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Brick-And-Mortar Bank Branches Adapt To Meet Consumers’ Needs

In recent years, both banks and businesses have undergone significant transformations. These changes were bolstered by the world’s response to…

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Federal Court Grants Summary Judgment Motion On Willful FBAR Penalty

Litigation in federal court is analogous to a game of chess. Although each side has a limited number of moves,…

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