Personal Finance

Ad image

Latest Personal Finance News

Pros and cons of credit-building products

Key takeaways The major advantage of credit-building products is the potential to improve or establish your credit score. Higher rates…

NGEC NGEC

How to do a balance transfer with Bank of America

Morsa Images/Getty Images Key takeaways You can complete a balance transfer online with Bank of America after you're approved for…

NGEC NGEC

What to know about tax refund loans

Andrii Zastrozhnov/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Many tax preparation services offer tax refund loans that allow you to…

NGEC NGEC

Applying for the wrong credit cards can just make bad credit worse

Key takeaways Applying for a credit card can trigger a hard credit inquiry that will temporarily decrease your credit score.…

NGEC NGEC

American Express vs. Discover: Which offers better personal loans?

dusanpetkovic/Getty Images Key takeaways American Express offers the most competitive rates, but it’s exclusive to borrowers who are already Amex…

NGEC NGEC

Should I use a personal loan to pay off credit card debt?

Key takeaways Using a personal loan to pay off credit card debt can save money on interest and simplify monthly…

NGEC NGEC

The 800 credit score: What it means, why it helps and how to get one

Key takeaways A credit score of 800 or above is considered excellent and comes with the same benefits as a…

NGEC NGEC

Kamala Harris Supports Tax on Unrealized Capital Gains: What It Means for Wealthy Households

The Kamala Harris campaign has made one of its first concrete policy proposals this week with a tax plan. The…

NGEC NGEC

How to Uncover Hidden 401(k) Fees

Many employees rely on 401(k) plans for retirement savings. But hidden fees in 401(k) plans, including administrative costs, investment fees…

NGEC NGEC

How to use 0% APR credit cards for home renovations

Key takeaways Using a credit card’s introductory APR promotional period to finance home renovation costs can help you save money.…

NGEC NGEC