Personal Finance
Latest Personal Finance News
What happens to your retail credit card when a store closes?
Key takeaways The retail credit card issuer may offer different options to you once the store closes, like letting you…
Pros and cons of credit-building products
Key takeaways The major advantage of credit-building products is the potential to improve or establish your credit score. Higher rates…
How to do a balance transfer with Bank of America
Morsa Images/Getty Images Key takeaways You can complete a balance transfer online with Bank of America after you're approved for…
What to know about tax refund loans
Andrii Zastrozhnov/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Many tax preparation services offer tax refund loans that allow you to…
Applying for the wrong credit cards can just make bad credit worse
Key takeaways Applying for a credit card can trigger a hard credit inquiry that will temporarily decrease your credit score.…
American Express vs. Discover: Which offers better personal loans?
dusanpetkovic/Getty Images Key takeaways American Express offers the most competitive rates, but it’s exclusive to borrowers who are already Amex…
Should I use a personal loan to pay off credit card debt?
Key takeaways Using a personal loan to pay off credit card debt can save money on interest and simplify monthly…
The 800 credit score: What it means, why it helps and how to get one
Key takeaways A credit score of 800 or above is considered excellent and comes with the same benefits as a…
Kamala Harris Supports Tax on Unrealized Capital Gains: What It Means for Wealthy Households
The Kamala Harris campaign has made one of its first concrete policy proposals this week with a tax plan. The…
How to Uncover Hidden 401(k) Fees
Many employees rely on 401(k) plans for retirement savings. But hidden fees in 401(k) plans, including administrative costs, investment fees…
