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Latest Personal Finance News

401(k) Beneficiary Rules for Non-Spouses

Understanding 401(k) non-spouse beneficiary rules is key for anyone planning their estate and retirement. When a non-spouse inherits a 401(k),…

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6 Unexpected Retirement Expenses You May Face

Unexpected expenses could creep up in retirement and put your nest egg at risk. These can include healthcare, housing or…

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How to recover from credit card delinquency

Key takeaways Credit card delinquency occurs when you miss a credit card payment, although a single case of delinquency isn’t…

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Best credit cards with cellphone insurance

*Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…

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How to close a Capital One account

Key takeaways Closing a Capital One credit card account can be done online, over the phone or by mail. Before…

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When should you buy airline points or miles? 4 times it might make sense

Key takeaways You should never pay for airline miles unless you have a plan to use them right away. Consider…

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Is no credit better than bad credit?

Key takeaways Having bad credit is typically worse than having no credit whatsoever. No credit means you don’t have enough…

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How to do a balance transfer with Citi

Key takeaways Citi offers some of the longest introductory APRs for balance transfers, with some cards allowing you to save…

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8 of the best ways to use points and miles for travel

Key takeaways Use points and miles to access travel opportunities that would otherwise be out of reach, such as international…

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How to Catch Up on Retirement Savings in Your 30s

When you’re in your 30s, retirement may be far from your mind. But saving for retirement in your 30s is…

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