Personal Finance
Latest Personal Finance News
I’m 55 With $1.2 Million in My 401(k). Should I Pivot to Roth Contributions?
Building up some retirement savings in a Roth account when you already have a significant traditional 401(k) at age 55…
Top 3 alternatives to installment loans
Key takeaways An installment loan may not be your best option to cover ongoing expenses. Some ways to borrow money…
Study: Americans spend most on gas in unlikely places
Where are Americans spending the most on gas in the U.S.? The answer may surprise you. Expensive states like California…
How to choose a 1.5 percent cash back card
Key takeaways A 1.5 percent cash back card can help you earn rewards on every purchase while enjoying benefits like…
How to get a credit card with no credit history
Key takeaways You can still get approved for a credit card without a credit history. In fact, there are credit…
APR vs. APY: Understanding interest rates
Key takeaways Both APR and APY refer to interest rates but the terms have different meanings and uses. An annual…
How to find fixed-rate credit cards
Key takeaways Unlike variable-rate credit cards, fixed-rate credit cards come with set interest rates that do not change according to…
5 questions a newbie cardholder asked me — and what I told her
Credit cards can be a little (or very) confusing, especially if you’ve never had one before. They’re not as straightforward…
How to finance a mobile or manufactured home
Key takeaways Mobile homes, also known as manufactured homes, can be a cost-effective alternative to buying a traditional home. Due…
The top 6 buy now, pay later apps of 2024
Key takeaways The best buy now, pay later (BNPL) apps allow you to spread the cost of a purchase over…
