Personal Finance
Latest Personal Finance News
Best no-personal-guarantee business credit cards
A personal guarantee on a credit card makes you personally responsible for all payments and any resulting debt charged to…
Best credit cards for international travel
You have money questions. Bankrate has answers. Our experts have been helping you master your money for over four decades.…
Michigan Supreme Court Rules In Favor Of Homeowners In Years-Old Foreclosure Fight
In 2014, then-83-year-old Uri Rafaeli, a retired engineer in Michigan, underpaid his property taxes by $8.41. That was all it…
Understanding 401(k) Contribution Errors
Correcting 401(k) contribution errors involves identifying the mistake, adjusting future contributions and potentially making retroactive corrections to comply with IRS…
401(k) Deferral Deposit Deadlines
Late 401(k) contributions can potentially lead to penalties and missed investment opportunities. Employers must adhere to strict deposit deadlines to…
How to cancel credit cards for someone who is deceased
Key takeaways To cancel a deceased person’s credit cards, you’ll have to start by gathering as much information on each…
Differences of Direct vs. Indirect Rollovers
Managing retirement savings effectively often involves rollovers, which allow investors to move funds from one retirement account to another without…
How your grace period lets you avoid paying interest on a credit card
Key takeaways A grace period is the time between when your credit card billing cycle closes and your bill is…
How long does it take to increase your credit score?
Key takeaways Improving your credit score takes time and regular payments. If you’re starting with no credit, you might see…
Roth TSP vs. Roth IRA
Both Roth thrift savings plans (TSPs) and Roth individual retirement accounts (IRAs) can offer significant tax advantages and the potential…
