Personal Finance
Latest Personal Finance News
Will an emergency loan impact my credit?
Anastasiia Shavshyna/Getty Images Key takeaways When you apply for an emergency loan, a lender usually performs a hard credit check…
401(k) Beneficiary Rules Based on Marital Status
A spouse beneficiary is the person who will inherit a 401(k) account if the account holder passes away. The rules…
Guide to Capital Gains Taxes on Commercial Properties
Capital gains tax on commercial property can vary depending on factors like the length of ownership and the taxpayer’s income…
What is a credit card balance?
Key takeaways A credit card balance is the amount of money you owe to a credit card company, including charges,…
How to redeem Chase points
Key takeaways Chase Ultimate Rewards points are considered especially valuable for a few reasons, including the variety of available redemption…
Guide to American Express transfer partners
Key takeaways American Express Membership Rewards has 18 airline partners and 3 hotel partners to choose from. Transfer ratios for…
What is TSA PreCheck? Everything you need to know
Key takeaways TSA PreCheck membership can help you get through airport security faster. With TSA PreCheck, you can keep a…
Will your credit card work abroad?
Key takeaways Credit cards can have major benefits compared to cash when traveling internationally — including convenience, rewards and protection.…
Pros and cons of credit-builder loans: Will one work for you?
eclipse_images/Getty Images Key takeaways A credit-builder loan helps borrowers improve their payment history — and by extension their credit score…
How Do I Avoid Medicare Premium Penalties?
The only way to avoid Medicare premium penalties is to enroll in a timely manner. Medicare charges a penalty for…
