Personal Finance
Latest Personal Finance News
How Do I Avoid Medicare Premium Penalties?
The only way to avoid Medicare premium penalties is to enroll in a timely manner. Medicare charges a penalty for…
5 Dangers of Trying to Live on Social Security Alone
Relying solely on Social Security for your retirement income can be a risky proposition. While Social Security provides an essential…
How to earn up to 25% cash back on Amazon
Key takeaways Some Amazon cards will give you up to 25 percent cash back on Amazon Prime purchases Earn the…
Guide to Walmart Pay
Key takeaways Walmart Pay is a digital wallet that allows frequent Walmart shoppers to make in-store purchases using only their…
How issuers define travel: What’s considered a travel purchase?
Key takeaways Rewards credit cards that offer travel-related benefits often come with restrictions on what’s considered a travel purchase. In…
Deserve EDU Mastercard for Students benefits guide
Key takeaways The Deserve® EDU Mastercard for Students* is a student credit card that does not require a credit history…
What is deferred interest and is it worth it?
Key takeaways With deferred interest offers, interest begins accruing immediately from the original purchase date, and if the balance is…
What is travel hacking and how do I start?
Key takeaways Travel hacking can help you score free or discounted flights, hotel stays and more by strategically using credit…
How to calculate loan payments and costs
Key takeaways Your payment is calculated based on your interest rate and repayment period. The type of loan (interest-only or…
Is it better to pay off your credit card or keep a balance?
Carlina Teteris/Getty Images Key takeaways Carrying a balance on a credit card usually results in paying more for purchases due…
