Personal Finance

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Latest Personal Finance News

What is compound interest?

Compound interest is a powerful force for consumers looking to build their savings. It creates a multiplier effect on your…

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Accidentally overpaid your credit card bill? Here’s what you can do

Key takeaways Overpaying your credit card bill is a common mistake that usually has no negative affect on your credit…

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California Goes Off The Rails—Again

Another regulatory train wreck is coming in California, which calls itself the Golden State. But California’s governance is pure lead.…

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How The Heck Do You Start A Business With $0 Capital?

Congratulations! You’ve taken a crucial step toward financial freedom by asking the question. It signals you have the curiosity, initiative,…

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How I pair the Capital One Venture X and SavorOne

Key takeaways Pairing the Capital One Venture X Rewards Credit Card and the Capital One SavorOne Cash Rewards Credit Card…

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Amex Business Platinum benefits guide

Cavan Images/Getty Images Key takeaways The Business Platinum Card from American Express offers a wide range of benefits, including a…

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How to maximize cash back with your credit card

Key takeaways Maximizing cash back with a credit card requires moves on both ends of the spectrum — choosing the…

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Final IRS Regulations on Required Minimum Distributions (RMDs) Under the SECURE 2.0 Act

On July 19, 2024, The IRS issued final regulations that update the rules for required minimum distributions (RMDs) from various…

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US Sentencing Comm Launches Overview Of Bureau Of Prisons Programs

The U.S. Sentencing Commission (USCC) released two interactive resources providing an overview of certain Federal Bureau of Prisons (BOP) programs.…

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We’re 62 With $1.1 Million in 401(k)s. Should We Convert $100,000 Per Year to Avoid RMDs?

Converting 401(k) funds into Roth accounts can reduce or eliminate the need to take Required Minimum Distributions (RMDs) that can…

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