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Latest Personal Finance News

Survey: More cardholders carrying balances, credit card debt

Tim Robberts/GettyImages; Illustration by Hunter Newton/Bankrate More credit cardholders are carrying card balances from month to month, a recent Bankrate…

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The Next Wave Of AI In Banking: Intelligent, Autonomous Agents

OBSERVATIONS FROM THE FINTECH SNARK TANK AI agents are about to have their moment (and it's about time). Too many…

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“Your Voice At IRS” Is Optimistic About Levels Of Taxpayer Service After Difficult Years

At the height of the pandemic, between October 1, 2020, and September 30, 2021, the Taxpayer Advocate Service (TAS) received…

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Notices On Student Loan Forgiveness Sent To 40 Million Borrowers, With Relief Expected This Fall

The Biden administration sent out emails on Friday to millions of borrowers, notifying them of an upcoming mass student loan…

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After Months In Limbo, Child Tax Credit Bill Fails To Advance In The Senate

More than six months after the House of Representatives passed a tax deal that would restore bonus depreciation, end the…

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Chevron Reversal Sends Fiduciary Rule Reeling. Here’s Why.

In a landmark decision that has sent shockwaves through the regulatory landscape, the U.S. Supreme Court recently overturned the long-standing…

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Is the OpenSky Secured Visa Credit Card worth it?

Key takeaways The OpenSky® Secured Visa® Credit Card is a good secured credit card for those ready to rebuild their…

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Kamala Harris Has Favored Taxes To Raise Revenue And Change Policy

It is too soon to know the details of presumptive Democratic presidential nominee Kamala Harris’s 2024 tax agenda. But her…

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How to manage debt with a balance transfer card

Key takeaways Before taking on a balance transfer offer to consolidate debt, budget for a monthly payment plan to pay…

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How To Survive An IRS Employment Tax Audit

In recent years, the IRS has devoted more resources to employment tax matters. In addition to standard non-reporting and non-payment…

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