Personal Finance

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Latest Personal Finance News

How to Claim Spousal Social Security Benefits

If you’re married, divorced, or widowed, you may be wondering how to claim spousal security benefits based on your spouse’s…

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How does debt consolidation work? Answers from someone who’s done it

Key takeaways Debt consolidation takes multiple streams of debt and combine them into one loan with a fixed, monthly payment.…

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Citi Rewards+ Card vs. Citi Double Cash Card

Key takeaways The Citi Rewards+® Card offers a no-annual-fee option for earning Citi ThankYou points, which realize their best value…

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Wells Fargo Reflect vs. Wells Fargo Active Cash

Koh Sze Kiat/Getty Images Key takeaways If paying down high-interest credit card debt is your goal, the Wells Fargo Reflect®…

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Are CDs worth it right now? Here’s what experts say

Certificates of deposit, or CDs, offer you a chance to keep your cash safe from loss of principal — and…

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Discussing The “Optimized” Charitable Lead Annuity Trust (OCLAT)

There are many tax and estate planning transactions for clients to consider nowadays. While most U.S. citizen clients will only…

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In Major Order, Appeals Court Blocks Student Loan Forgiveness And Lower Payments For 8 Million Borrowers

A federal appeals court on Thursday temporarily blocked a key Biden administration student loan forgiveness and repayment plan. The order…

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Upstart vs. Best Egg: Which offers better personal loans?

Morsa Images/Getty Images Key takeaways Best Egg is a good fit for debt consolidation and other loan purposes. Upstart considers…

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Capital One Savor benefits guide

The Capital One Savor Cash Rewards Credit Card is no longer taking new applicants as of July 2024 although existing…

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Navigating New IRS Form 1099 Rules And Understanding Reasonable Cause

In certain instances, taxpayers are required to file information returns with the IRS. For example, companies that pay independent contractors…

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