Personal Finance
Latest Personal Finance News
No, Bitcoin Won’t Solve Our National Debt
At a Bitcoin conference last weekend, Senator Cynthia Lummis (R-Wyo.) announced forthcoming legislation that would direct the Treasury to buy…
Will the 2025 Social Security COLA Affect Future Retirees?
The 2025 Social Security cost-of-living adjustment (COLA) could influence future retirees by preserving the purchasing power of their benefits. COLA…
What to Know About Form 8889 for HSAs
If you’ve made contributions to or taken distributions from a health savings account (HSA), the IRS requires you to report…
How to choose a bank: 8 steps to take
The best bank for you is one that fits your unique financial situation. Each bank differs in its strengths, so…
Gifts Today, Taxes Tomorrow: The Interplay Between Gift And Estate Tax
The intricacies of federal tax laws can be daunting, especially when it comes to understanding how gift and estate taxes…
The Fed’s Interest Rate Meeting Is Optimism Mixed With Uncertainty
For the vast majority of people in the U.S., the Federal Reserve’s interest rate decisions don’t directly matter much. Sure,…
What do the 3 credit bureaus do?
Key takeaways The three major credit bureaus are Equifax, Experian and TransUnion. The credit bureaus manage records on your accounts,…
Super savers: How much is too much to put in a savings account?
Saving money and having an emergency fund can help you handle unplanned expenses and provide peace of mind — especially…
Americans Want ‘Open Banking’ (But Don’t Know What That Means)
OBSERVATIONS FROM THE FINTECH SNARK TANK More and more, whenever I see the term “open banking” being used, my eyes…
5 Budgeting Strategies to Help You Save More for Retirement
Saving for retirement can be challenging, but learning how to effectively budget money can make a significant difference. While you…
