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Latest Personal Finance News

What To Do If The IRS Denies Your ERC Refund Claim

I’ve previously written about Employee Retention Credit (often called the ERC or ERTC) refund claims pending with the IRS here.…

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Is Your IRA Safe From Creditors?

Retirement accounts are protected from creditors and lawsuits most of the time, but not all the time. You should know…

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Places you should avoid using your debit card

Key takeaways Just because you can use your debit card almost anywhere doesn’t mean you always should. Although you have…

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Mistakes Investors Might Make When Following The Herd

If you had to put $10,000 of your cash savings into an investment vehicle today, how would you choose? There’s…

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What is a callable CD?

blackCAT/GettyImages; Illustration by Hunter Newton/Bankrate If you’re aiming to avoid risk while earning a return, certificates of deposit (CDs) are…

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The Death Of Free Checking Accounts

Most banks and credit unions offer at least one or two checking account options that can be free, although you…

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Why Interest Rate Cuts Probably Won’t Help Fix Your Finances

The thought that interest rate cuts by the Federal Reserve is unlikely to do much of anything for your personal…

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What to do when a CD matures

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…

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Here’s everything savers need to know about APY

APY is an abbreviation for “annual percentage yield,” which is the percentage that indicates how much interest a bank account,…

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If You Missed A Tax Election Deadline, Consider Section 9100 Relief

There are many different tax elections available to taxpayers under federal tax law. And, often, these elections are advantageous. For…

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