Personal Finance
Latest Personal Finance News
How to open a credit file for a new business
Key takeaways Having a business credit file can open the doors to many financing opportunities, which is why it’s important…
Deciding between a personal loan vs. a credit card: Which is better?
Key takeaways Personal loans are best for large, one-time purchases or bills. Credit cards are best for everyday spending and…
What is a statement credit?
Key takeaways A statement credit is money that a card issuer applies to your account for making specific purchases. It…
Personal loan default: What it is and how to get out of it
Key takeaways A personal loan is in default if you fail to make scheduled payments over a defined period. Reaching…
Which cards still offer a 21-month intro APR?
Delmaine Donson/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Lengthy credit card balance transfer offers can mean the difference…
5 tips to stop wasting your money on credit card interest
Key takeaways Credit card interest rates average more than 20 percent these days, which means carrying a balance can quickly…
How to check your business credit report
milan2099/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Knowing your business score is crucial when getting a business loan, business credit…
Everything you need to know about credit utilization ratio
Key takeaways Your credit utilization ratio is a credit scoring factor accounting for 30 percent of your FICO score. You…
Get ready for the playoffs with exclusive Capital One MLB perks
The Capital One Savor Cash Rewards Credit Card is no longer taking new applicants as of July 2024, although existing…
Discover it Cash Back vs. Chase Freedom Flex
Key takeaways The Discover it® Cash Back and Chase Freedom Flex® both offer 5 percent cash back when you activate…
