Personal Finance

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Latest Personal Finance News

Can I use my spouse’s income on credit card applications?

katleho Seisa/Getty Images Key takeaways Thanks to the CARD Act of 2009 and an updated ruling from the CFPB, credit…

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Grounded By IRS: U.S. Passport Denied Or Revoked For Delinquent Taxes

Did you know that your U.S. passport could be denied, revoked, or not renewed if you owe significant back taxes?…

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5 Things I Stopped Buying And Save Money Every Month

Our path to financial freedom began with embracing minimalism, getting rid of all the excess stuff in our home, and…

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Do installment loans build credit? Yes — here’s how

Key takeaways Installment loans can help improve your credit score over time with regular payments. Missing a payment can cause…

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An Overview Of Common IRS Penalty Defenses For A Late-Filed Form 3520

Generally, U.S. persons must file an IRS Form 3520 if they: (i) make transfers to or receive distributions from a…

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Student Loan Payments Could Double For Some If Supreme Court Rules Against Biden

Several Republican-led states and conservative-leaning legal groups have asked the Supreme Court to intervene in an ongoing legal challenge over…

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Average U.S. FICO Score Dips As Consumers Struggle To Make Ends Meet

The average FICO credit score in the U.S. dipped near the end of last year, the first drop in a…

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A Credit Card Backed By Your Home

Aven has hit a $1 billion valuation and is backed by big-name investors. But is it a good idea? By…

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IRS Urges Taxpayers To Seek Out Trusted Tax Pros, Not Social Media, For Tax Advice

The IRS has issued a consumer alert after seeing bad advice circulating on social media about several credits, including a…

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Is the American Express Business Platinum worth it?

Key takeaways The Business Platinum Card® from American Express offers more travel perks and benefits than almost any other business…

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