Personal Finance

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Latest Personal Finance News

Can you get a secured credit card with no bank account?

Tetra Images/Getty Images Key takeaways If you want to build up your credit and don’t have a bank account, there…

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Is the Bank of America Premium Rewards card the travel card you should get?

Our writers and editors used an in-house natural language generation platform to assist with portions of this article, allowing them…

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How to maximize your Amex airline fee credit

Key takeaways The airline fee credit some premium American Express cards offer can help offset the high annual fees of…

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Personal loan vs. the store’s no-interest loan for furniture

Key takeaways Some furniture stores offer in-store financing to pay for furniture over a specified period. You could also use…

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How to open a credit file for a new business

Key takeaways Having a business credit file can open the doors to many financing opportunities, which is why it’s important…

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Deciding between a personal loan vs. a credit card: Which is better?

Key takeaways Personal loans are best for large, one-time purchases or bills. Credit cards are best for everyday spending and…

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What is a statement credit?

Key takeaways A statement credit is money that a card issuer applies to your account for making specific purchases. It…

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Personal loan default: What it is and how to get out of it

Key takeaways A personal loan is in default if you fail to make scheduled payments over a defined period. Reaching…

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Which cards still offer a 21-month intro APR?

Delmaine Donson/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Lengthy credit card balance transfer offers can mean the difference…

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5 tips to stop wasting your money on credit card interest

Key takeaways Credit card interest rates average more than 20 percent these days, which means carrying a balance can quickly…

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