Personal Finance

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Latest Personal Finance News

Maximum Social Security Benefit If You’re Born in 1958

If you were born in 1958, 2025 is a milestone year. You’ll be turning 67, which marks your full retirement…

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How to Avoid Capital Gains Taxes in Washington State

Washington State imposes a 7% capital gains tax on the sale of certain long-term assets, including stocks and business interests,…

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Can I Cash Out My 401(k) at Age 62? Pros and Cons

Cashing out a 401(k) at age 62 is allowed, but it comes with trade-offs many savers will want to consider.…

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Safe Withdrawal Rate By Age: How to Calculate

Planning how much to withdraw in retirement often starts with understanding the safe withdrawal rate by age. This concept helps…

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5 Reasons You May Want to Take Social Security Early

Deciding when to claim Social Security can be one of the most important retirement decisions you’ll make. Delaying your benefits…

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How to Roll Over a 401(k) to a 403(b)

Rolling over your 401(k) to a 403(b) is only an option if you start a job that offers a 403(b)…

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SEP vs. Annuity: Which Is Better for the Self-Employed?

If you’re self-employed, saving for retirement is your responsibility. Two common tools are SEP IRAs and annuities, but they work…

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Can You File Another Tax Extension After October 15?

For most individual taxpayers, the October 15 tax extension deadline is final. Unlike the automatic six-month extension granted in April,…

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Why Does Trump Want Tariffs?

President Donald Trump sees tariffs as a means to reduce trade deficits, encourage domestic manufacturing and address national security concerns.…

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5 Strategies to Convert Retirement Assets Into Income

Saving for retirement is only half the battle. Once you leave the workforce, you’ll need a plan for turning your…

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