Personal Finance

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Latest Personal Finance News

Is the Capital One SavorOne worth it?

Key takeaways The Capital One SavorOne Cash Rewards Credit Card is a great no-annual-fee card to consider if you want…

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How Are Non-Qualified Annuities Taxed for Beneficiaries?

Non-qualified annuities offer tax-deferred growth, providing financial benefits during the annuity holder’s lifetime. When the annuity holder passes away, their…

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How Are Fixed Annuities Taxed?

Fixed annuities are popular for their stability and guaranteed returns, but it’s important to understand the tax implications of this…

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A beginner’s guide to credit card points

Key takeaways Credit card points are a type of rewards currency that can be earned in exchange for eligible credit…

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The average American household budget

Many Americans spend a sizable amount of their income to keep a roof over their heads, food on the table…

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Retirement Plan Options for Nonprofits

Nonprofits have a variety of retirement plan options to help their employees save for the future. Popular choices include 403(b)…

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Why I love the Capital One SavorOne Cash Rewards Card

Key takeaways The Capital One SavorOne Cash Rewards Credit Card offers cash back rewards in key bonus categories, including groceries,…

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Retirement Plan Options for 1099 Workers

Independent contractors face unique challenges when it comes to retirement planning due to the lack of employer-sponsored plans. The good…

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Is the Amex Gold worth it?

Key takeaways The American Express® Gold Card is worth it for foodies, Uber lovers and frequent travelers. The Amex Gold…

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Emergency fund amount: How much should you have in emergency savings?

Images by GettyImages; Illustration by Hunter Newton/Bankrate When unexpected expenses arise, having an emergency fund can provide peace of mind…

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