Personal Finance

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Latest Personal Finance News

Learn The Hidden Hazards In Donor-Advised Funds Before Donating

Donor-advised funds (DAFs) surged in popularity in recent years and now are among the most popular ways to make charitable…

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How to do a credit card balance transfer

Key takeaways A balance transfer can be a helpful tool for paying off high-interest credit card debt interest-free for an…

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James McLeod’s Transformation From Bullied Youth To Vitiligo Advocate

James McLeod, a Westchester County, NY native known affectionately as 'That Vitiligo Guy,' has transcended adversity to become a beacon…

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I’m 62 With $1.6 Million in My 401(k). Should I Convert $160,000 Per Year to a Roth IRA to Avoid RMDs?

Converting your 401(k) to a Roth portfolio will allow you to entirely avoid RMDs. This is a legitimate form of…

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How CBO’s New Budget Estimates Make New Tax Cuts More Complicated

The Congressional Budget Office’s latest fiscal update is filled with terrifying numbers: The projected deficit for this fiscal year will…

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How to get preapproved for a Bank of America credit card

Bank of America has plenty of attractive credit cards to choose from, whether you’re an existing Bank of America customer…

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Taxes And Elections: Here, There, And Everywhere

Wherever you are reading this, there’s a 50% chance you’re living through an election year. Globally speaking, there’s so much…

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A Very Destructive Stealth Tax Is Coming

We’re all familiar with the story of the Trojan Horse. Washington politicians and bureaucrats routinely practice their own legislative and…

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How AI Is Distorting The Returns Of Vanguard’s Largest ETFs

Recent returns for VOO and VTI seem to confound conventional wisdom that stocks of small and medium companies outperform large-cap…

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IRS Issues Guidance On Penalty Exceptions For Emergencies And Domestic Violence Victims

Typically, when you make an early withdrawal from your retirement plan, you are socked with a 10% additional tax (an…

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