Personal Finance

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Latest Personal Finance News

What happens to a loan if a bank fails? Here’s what to know

Key takeaways If a bank goes bankrupt, your loans will not be affected and your funds will be protected by…

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Delta SkyMiles Gold vs. Delta SkyMiles Platinum

Key takeaways The Delta SkyMiles® Gold American Express Card is a solid choice for those who want some basic Delta…

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Check or calculate the value of a savings bond online

MoMo Productions/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways You can check the value of your savings bond through the TreasuryDirect…

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Applying for a loan online vs. in person: Which is better?

Key takeaways Completing a loan application online can be quicker and provide access to cash more rapidly. In-person applications require…

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How does my business credit card impact my personal credit score?

Key takeaways Business cards can have an effect on both personal and business credit scores, though not always. If an…

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IRS Introduces New Career Website As Hiring Spree Continues

Are you looking for a job? The IRS has recently updated its IRS Careers website in an effort to attract…

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8 ways to spot personal loan scams

Key takeaways A lender can't guarantee loan approval without a proper evaluation. A guarantee for approval is a red flag.…

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What is a cashier’s check? Definitions, uses, how to buy one, cost and alternatives

A cashier’s check, also known as an official bank check, is a payment instrument issued by a bank or credit…

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What’s the largest personal loan you can get?

Key takeaways Personal loan amounts vary by lender, but some lenders allow consumers to borrow up to $100,000. The amount…

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Daily ATM withdrawal limits: How much money can you take out?

Milan Markovic/GettyImages; Illustration by Hunter Newton/Bankrate More than 40% of Americans don’t pay for anything using cash in a typical…

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