Retirement

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Latest Retirement News

How to Uncover Hidden 401(k) Fees

Many employees rely on 401(k) plans for retirement savings. But hidden fees in 401(k) plans, including administrative costs, investment fees…

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Why Invest in a Roth IRA?

Unlike traditional IRAs, contributions to a Roth IRA are made with after-tax dollars, meaning that withdrawals in retirement are tax-free.…

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Do 401(k) Contributions Automatically Stop When You Hit the Limit?

Understanding when 401(k) contributions stop is essential for employees who want to maximize their retirement savings. Contributions to a 401(k)…

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Can a CSRS Retiree Collect Spousal Social Security?

Determining whether a Civil Service Retirement System (CSRS) retiree can collect spousal Social Security benefits isn’t always easy. Typically, because…

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When Is the Best Time of Year to Retire?

Choosing the best time of year to retire is largely subjective as it can impact your taxes, healthcare costs, retirement…

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Social Security in Texas: Everything You Need to Know

As one of a handful of states with no state income tax, Texas is one of the more financially attractive…

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Can Retirees Contribute to a Traditional or Roth IRA?

Tax-advantaged retirement accounts such as traditional and Roth IRAs are important tools for retirement planners accumulating wealth to provide for…

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How Does Medicare Work If You Have Retiree Insurance?

Leaving the workforce doesn’t necessarily mean leaving employer-provided health insurance behind. Some companies continue to offer retirees health coverage, even…

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How to Create a Retirement Income Stream

Creating a reliable and adequate income stream from investments is one of the main goals of retirement planning. Learning how…

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I’m 55 With $1.2 Million in My 401(k). Should I Pivot to Roth Contributions?

Building up some retirement savings in a Roth account when you already have a significant traditional 401(k) at age 55…

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