Retirement
Latest Retirement News
Is a Roth IRA a Qualified Retirement Plan?
The Roth IRA stands out among other types of retirement accounts due to its unique tax advantages and withdrawal rules.…
Investment Options for Your IRA
When planning for retirement, one of the fundamental decisions you’ll face is how to invest within your individual retirement account…
5 Ways to Maximize Your Social Security Survivor Benefits
Social Security survivor benefits provide essential financial support to eligible family members and help ensure stability during challenging times. Understanding…
Retirement Planning Strategies for Teachers
Many teachers in the U.S. retire with pensions that provide a stable source of income during their golden years, but…
I’m Going to Get $2,500 per Month From Social Security. How Can I Reduce My Taxes?
Taxes can be a big concern in retirement because no matter how well you’ve saved and invested during your working…
We’re 60, Have $1.3 Million in 401(k)s and Will Receive $5,100 Monthly From Social Security. What’s Our Retirement Budget?
At its most basic, creating a retirement budget is all about money in vs. money out. You figure out what kind…
I Have $640k in an IRA and Will Get $1,900 in Social Security. Can I Retire at 65?
When it comes to evaluating your retirement options, this might be the single most important question in finance. Your age…
Understanding Safe Harbor 401(k) Rules for Matching
The safe harbor 401(k) is a retirement savings plan that satisfies IRS non-discrimination tests while promoting equitable employer matching contributions.…
Rollover IRA vs. Roth IRA
With a rollover IRA, you transfer money from a 401(k) or other employer-sponsored account into a new individual retirement account.…
Is It Wise to Convert 20% of My 401(k) into a Roth IRA Each Year to Avoid Taxes and RMDs?
With retirement planning and taxes, there are often two ways to look at a question: First, can you do something,…
