Retirement

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Latest Retirement News

How Much Should I Have Saved By Age 45?

Saving for retirement is a project that spans around four decades, and progresses through multiple stages. It’s not necessary to…

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Amount of Retirement Savings By Gender

Men and women save for retirement differently. There’s a persistent and significant gender gap in the average retirement savings women…

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Should I Take a $150,000 Lump Sum or $1,200 Monthly Payments for My Pension?

When companies offer a pension, it’s common to give retirees two options: collect the pension as a lifetime monthly payment…

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We Have $1.2M in an IRA, Plus Another $750k and Social Security. Should We Shift Assets to a Target Date Fund or an Annuity?

Annuities and target date funds are popular assets for households who are either saving for retirement or already in their…

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How Much Money the Average Person Has Saved at 50

The answer to this question will depend on your income, expenses and saving habits, among other factors. One reliable source…

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Can I Roll Over the Employer Match in My 401(k) to a Roth IRA?

If you want to roll over money from your 401(k) into a Roth IRA, there’s good news: any employer matching…

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8 Ways to Protect Your Retirement Income

You’ll spend decades – if not your entire career – saving for retirement. But saving enough money is only a…

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I’m 60 With $1.2 Million in a Roth IRA. How Do I Make Sure This Money Lasts the Rest of My Life?

Planning for a Roth IRA is a little different than with most other retirement assets. This tax-advantaged account generates entirely…

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6 Steps to Consider Immediately If You’re 55 With No Retirement Savings

When you find yourself later in life without any retirement savings, you can feel like you’ve made a mistake or…

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How to Avoid the Early Withdrawal Penalty on Your 401(k)

The IRS has strict rules regarding when you can withdraw money from a tax-deferred retirement account like a 401(k). Doing…

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