Retirement
Latest Retirement News
The Average Retirement Budget in the U.S.
When it comes to the average retirement budget, studies report a wide range of responses. A 2022 survey by the…
Should I Take a $200,000 Lump Sum or $1,850 Monthly Payments for My Pension?
If you have a pension, your employer will usually give you a choice at retirement: buyout or payments. It’s important…
I’m 64 With $650k in an IRA. Should I Start Converting to a Roth to Avoid RMDs?
You can reduce the impact that taxes have in retirement by converting pre-tax savings into Roth assets. Doing so not…
6 Strategies to Protect Your Retirement Income
Retirement planning aims to ensure a steady stream of income that could sustain your lifestyle after leaving the workforce. To protect…
I’m 65 With $800k in an IRA. Should I Convert $100,000 Per Year to a Roth to Avoid RMDs?
Converting to a Roth IRA can be tricky business. For the right household, this is an excellent way to save…
Is a Roth IRA a Qualified Retirement Plan?
The Roth IRA stands out among other types of retirement accounts due to its unique tax advantages and withdrawal rules.…
Investment Options for Your IRA
When planning for retirement, one of the fundamental decisions you’ll face is how to invest within your individual retirement account…
5 Ways to Maximize Your Social Security Survivor Benefits
Social Security survivor benefits provide essential financial support to eligible family members and help ensure stability during challenging times. Understanding…
Retirement Planning Strategies for Teachers
Many teachers in the U.S. retire with pensions that provide a stable source of income during their golden years, but…
I’m Going to Get $2,500 per Month From Social Security. How Can I Reduce My Taxes?
Taxes can be a big concern in retirement because no matter how well you’ve saved and invested during your working…
