F. Scott Fitzgerald once said to Hemingway “The rich are different from you and me.” To which the other author replied: “Yes, they have more money.”

True. But let’s take it a step deeper. The reason the rich have more money, I believe, is that they think differently.

My family was wealthy. So were most of their friends. Over the years I’ve talked to thousands of affluent women.

One day, I made a list of things I consistently hear them say or imply.

I’m not talking about highly paid celebrities that go in and out of bankruptcy, but those who sustain their wealth over a long period. I came up with 9 common threads that seem to represent how they think.

1. I am confident about my ability to create wealth. It’s part of my self-image.
2. I respect money and I value myself.
3. I understand and follow the financial basics.
4. I see no obstacles. Only opportunities.
5. I talk possibility. Not limitation.
6. I’m willing to do the tough stuff (that scares everyone else including me!)
7. I know how to use risk to amplify my wealth.
8. I rely on a team to help me manage my money.
9. I take responsibility…for everything.

These 9 traits make great affirmations. There are probably more. Anything you’d add to this list? Leave me a comment below.