Personal Finance

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Latest Personal Finance News

Apple Pay Later: 2024 Alternatives

Nazar Rybak/ Getty Images With around half of Gen Z (ages 18-27) and millennial (ages 28-43) Americans — 51 percent…

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The best debt consolidation loans for bad credit in 2024

jacoblund/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways A debt consolidation loan is primarily meant to save money on…

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Home improvement loans for seniors: Funding aging-in-place renovations

Key takeaways For those wanting to grow older in their own homes, HELOCs (home equity lines of credit), home improvement…

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How long are RV loan terms? And which is right for you?

Key takeaways Typical RV loans range from five years to seven, but this timeline may be shorter or longer, depending…

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What are unconventional personal loans?

Key takeaways Unconventional personal loans are personal loans offered by non-traditional lenders, such as online lenders and lending marketplaces. Getting…

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Should you use vacation loans to cover travel expenses?

Key takeaways Vacation loans can help pay for a trip's expenses, but they should only be used if you have…

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Boat loans for older boats vs. new boats

Anton Petrus/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways New and used boat loans are available from banks, credit…

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I’m 55 With $1.2 Million in My 401(k). Should I Pivot to Roth Contributions?

Building up some retirement savings in a Roth account when you already have a significant traditional 401(k) at age 55…

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Top 3 alternatives to installment loans

Key takeaways An installment loan may not be your best option to cover ongoing expenses. Some ways to borrow money…

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Study: Americans spend most on gas in unlikely places

Where are Americans spending the most on gas in the U.S.? The answer may surprise you. Expensive states like California…

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