Personal Finance

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Latest Personal Finance News

Guide to Walmart Pay

Key takeaways Walmart Pay is a digital wallet that allows frequent Walmart shoppers to make in-store purchases using only their…

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How issuers define travel: What’s considered a travel purchase?

Key takeaways Rewards credit cards that offer travel-related benefits often come with restrictions on what’s considered a travel purchase. In…

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Deserve EDU Mastercard for Students benefits guide

Key takeaways The Deserve® EDU Mastercard for Students* is a student credit card that does not require a credit history…

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What is deferred interest and is it worth it?

Key takeaways With deferred interest offers, interest begins accruing immediately from the original purchase date, and if the balance is…

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What is travel hacking and how do I start?

Key takeaways Travel hacking can help you score free or discounted flights, hotel stays and more by strategically using credit…

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How to calculate loan payments and costs

Key takeaways Your payment is calculated based on your interest rate and repayment period. The type of loan (interest-only or…

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Is it better to pay off your credit card or keep a balance?

Carlina Teteris/Getty Images Key takeaways Carrying a balance on a credit card usually results in paying more for purchases due…

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Deserve EDU Mastercard for Students vs. Petal 1 “No Annual Fee” Visa

Peopleimages/Getty Images Deserve Mastercards are issued by Celtic Bank, Member FDIC The Deserve EDU Mastercard for Students is currently not…

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When and how to refinance a personal loan

Key takeaways Ideally, you should refinance a personal loan only if you can secure a lower rate and save money…

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What happens to your retail credit card when a store closes?

Key takeaways The retail credit card issuer may offer different options to you once the store closes, like letting you…

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