Personal Finance

Ad image

Latest Personal Finance News

What is a statement credit?

Key takeaways A statement credit is money that a card issuer applies to your account for making specific purchases. It…

NGEC NGEC

Personal loan default: What it is and how to get out of it

Key takeaways A personal loan is in default if you fail to make scheduled payments over a defined period. Reaching…

NGEC NGEC

Which cards still offer a 21-month intro APR?

Delmaine Donson/ Getty Images; Illustration by Austin Courregé/Bankrate Key takeaways Lengthy credit card balance transfer offers can mean the difference…

NGEC NGEC

5 tips to stop wasting your money on credit card interest

Key takeaways Credit card interest rates average more than 20 percent these days, which means carrying a balance can quickly…

NGEC NGEC

How to check your business credit report

milan2099/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways Knowing your business score is crucial when getting a business loan, business credit…

NGEC NGEC

Everything you need to know about credit utilization ratio

Key takeaways Your credit utilization ratio is a credit scoring factor accounting for 30 percent of your FICO score. You…

NGEC NGEC

Get ready for the playoffs with exclusive Capital One MLB perks

The Capital One Savor Cash Rewards Credit Card is no longer taking new applicants as of July 2024, although existing…

NGEC NGEC

Discover it Cash Back vs. Chase Freedom Flex

Key takeaways The Discover it® Cash Back and Chase Freedom Flex® both offer 5 percent cash back when you activate…

NGEC NGEC

What is an ATM card?

Zorica Nastasic/Getty Images Key takeaways An ATM card is different from a debit card or credit card, although it may…

NGEC NGEC

Tally App personal lines of credit: 2024 alternatives

Tally Technologies, Inc. was a digital platform designed to help consumers consolidate high-interest credit card debt using affordable lines of…

NGEC NGEC