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Latest Personal Finance News

Annuities vs. Dividend Stocks: Taxes, Pros and Cons, Examples

Annuities and dividend-paying stocks work differently when it comes to income, taxes and risk. Annuities offer fixed or variable payments…

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What Happens to Your SSDI When Your Child Turns 18?

If you’re receiving Social Security Disability Insurance (SSDI), you may also receive additional benefits for a dependent child. But what…

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How Much Should You Put in Your 403(b) Per Paycheck?

If you work in the education, healthcare or nonprofit sector, you’ve likely asked an important question regarding your plan for…

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What Percentage of a Retirement Portfolio Should Be in Cash?

Planning for retirement involves making a lot of decisions, including how to allocate your portfolio. Among stocks, bonds and other…

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Bonds vs. Stocks in a 401(k): Which Should You Invest In?

Bonds and stocks each offer benefits, but they come with different levels of risk and return. A balanced mix can…

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Stock Market vs. Bond Market: Which One Is Larger?

Stocks tend to dominate financial headlines due to their volatility and potential for rapid gains or losses. But, bonds also…

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What Happens to Money in a 401(k) That Isn’t Vested?

When you participate in a 401(k) plan, both your contributions and your employer’s contributions can help you build retirement savings.…

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Is There Anything Better Than an Annuity for Retirement?

Annuities are often marketed as a retirement solution because they offer guaranteed income streams that can last a lifetime. However,…

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Maximum Social Security Benefit If You’re Born in 1958

If you were born in 1958, 2025 is a milestone year. You’ll be turning 67, which marks your full retirement…

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How to Avoid Capital Gains Taxes in Washington State

Washington State imposes a 7% capital gains tax on the sale of certain long-term assets, including stocks and business interests,…

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