Personal Finance

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Latest Personal Finance News

Citizens Bank savings account rates

Logo by Citizens Financial Group; Illustration by Hunter Newton/Bankrate Citizens Bank is a traditional bank with nearly 1,100 branches across…

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Amex Blue Cash Everyday benefits guide

Key takeaways The Blue Cash Everyday® Card from American Express offers a wide range of benefits alongside its lucrative rewards…

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What happens to a loan if a bank fails? Here’s what to know

Key takeaways If a bank goes bankrupt, your loans will not be affected and your funds will be protected by…

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Delta SkyMiles Gold vs. Delta SkyMiles Platinum

Key takeaways The Delta SkyMiles® Gold American Express Card is a solid choice for those who want some basic Delta…

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Check or calculate the value of a savings bond online

MoMo Productions/GettyImages; Illustration by Hunter Newton/Bankrate Key takeaways You can check the value of your savings bond through the TreasuryDirect…

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Applying for a loan online vs. in person: Which is better?

Key takeaways Completing a loan application online can be quicker and provide access to cash more rapidly. In-person applications require…

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How does my business credit card impact my personal credit score?

Key takeaways Business cards can have an effect on both personal and business credit scores, though not always. If an…

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IRS Introduces New Career Website As Hiring Spree Continues

Are you looking for a job? The IRS has recently updated its IRS Careers website in an effort to attract…

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8 ways to spot personal loan scams

Key takeaways A lender can't guarantee loan approval without a proper evaluation. A guarantee for approval is a red flag.…

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What is a cashier’s check? Definitions, uses, how to buy one, cost and alternatives

A cashier’s check, also known as an official bank check, is a payment instrument issued by a bank or credit…

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