Retirement
Latest Retirement News
I’m 2 Years From Retiring With $810k. A 20% Drop Now Would Hurt More Than One at 75. Here’s Why
When you are close to retirement, every market decline can feel different than it did decades earlier. At this stage,…
We Have $1.6 Million in IRAs. When One of Us Dies, the Survivor’s Tax Rate Nearly Doubles
If you and your spouse have $1.6 million saved across your IRAs, and one of you dies, the surviving spouse…
I’m 42 With $30,000 in Student Loans. Should I Pay Them Off or Feed My 401(k)?
At 42, every extra dollar has to compete for a job. Paying off $30,000 in student loans may feel like…
A Market Dip Is the Cheapest Moment for a Roth Conversion. Most Retirees Wait Too Long
Market losses typically signal investors to put a hold on big financial moves. But if you’re saving for retirement, a…
I Inherited a $500k IRA. The 10-Year Clock the IRS Started Could Cost Me Six Figures
Inheriting $500,000 in an IRA can seem like a life-changing windfall. But not knowing one important IRS rule could cost…
An Annuity Promises Income for Life. Here’s the Part the Sales Pitch Skips.
The sales pitch is almost irresistible: Hand over a lump sum and you will get a monthly check for life.…
Roth IRA Catch-Up: Contribution Rules and Examples
If retirement is on the horizon, every extra dollar you save can make a difference. That’s the idea behind Roth…
MAGI for a Roth IRA: Income Limits and Calculation Examples
A Roth IRA can be one of the most powerful retirement savings tools available, offering the potential for decades of…
I’m 59 With $1.3 Million and Ready to Quit. One Expense Nobody Budgets For Almost Stopped Me
If you’re ready to retire early, one overlooked expense could determine whether you can actually afford to leave work. Here…
Earn Over $150k? The IRS Just Changed Where Your 401(k) Catch-Up Money Has to Go
For high earners over age 50, a retirement-saving strategy that was available for years may now be off the table.…
