Retirement
Latest Retirement News
Thrift Savings Plan (TSP) Matching: Rules, Tiers and Examples
The Thrift Savings Plan (TSP) is the federal government’s defined contribution retirement plan. It is available to federal civilian employees…
I’m 64 With $720k in My 401(k) and $1,900 a Month From Social Security. What Can I Actually Spend?
What can I actually spend each month without running out of money? This is one of the most important questions…
A Couple Can Convert $133,000 a Year to a Roth at About 9%. Here’s How
Many retirees overlook one of the best tax-planning windows in their financial lives: the years between retirement and required minimum…
Opening an IRA? The Costly Mistake That Leaves Your Money Earning Nothing
Gen Z is the youngest generation of workers and they are now out-saving every older age group. They started earlier…
The $45,000 Line: This New Plan Protects Lower Earners But Caps COLA for Everyone Above It
Every year, your Social Security check gets a small raise to keep pace with inflation. And right now, every retiree…
How to Do a Backdoor Roth Conversion: Caps, Steps and Examples
A backdoor Roth IRA allows high-income earners to move money into a Roth IRA. It is a simple two-step strategy…
How to Build a Retirement Investment Plan: Strategies and Steps
A retirement plan that needs to last 30 or more years can succeed or fail based on its structure. Account…
Micro Retirement: Definition, Benefits, Drawbacks and Taxes
A micro retirement is an intentional, extended career break taken mid-career rather than waiting until traditional retirement age. Unlike standard…
7 Tax-Efficient Retirement Withdrawal Strategies
The order in which you withdraw money from your retirement accounts could cost, or save, you tens of thousands of…
Can You Make 401(k) Withdrawals to Pay for Long-Term Care?
Long-term care is one of the most significant expenses many retirees face. Annual costs can easily exceed $100,000 for nursing…
