Credit card debt, is just a part of one’s financial life for many consumers, but that debt can wreak havoc on your finances! The easy accessibility of money makes it even more tempting to get additional credit cards. Due to financial emergencies, or just mere addiction to swipe, our debt counselors know getting out of debt can be challenging.
Drowning in Credit Card Debt? Consider Credit Counseling!
The important thing is to have a plan for paying off that debt! When you feel like you have more credit debt than you can handle, American Consumer Credit Counseling (ACCC) can help. We’re a non-profit organization that provides debt relief services for people who need help getting out of debt. ACCC’s credit counseling and debt management programs, have helped many to pay off credit card debt.
You can always consider paying off credit cards through a debt management program such as the one offered at ACCC.
Here’s How ACCC Can Help You Get Out of Debt!
- Evaluating your financial picture. An ACCC certified credit counselor will review with you all of your outstanding credit card statements, monthly bills, and other debts as well as your income. They will make a plan for how to eliminate debt – usually within five years.
- Making a plan for the future. The counselor will also help you create a workable budget that you can live with and a plan for staying debt-free in the future.
- Consolidating your debts. You can simplify your finances and reduce the stress of credit card debt through debt consolidation. This allows you to make one payment each month instead of many payments to a variety of creditors.
- Working with creditors. We’ll work with your creditors to lower your debt by securing lower interest rates, lowering monthly payments or eliminating late fees. This will save you money and help you pay off your debt faster.
If you’re struggling to pay off debt, ACCC can help. Schedule a free credit counseling session with us today.
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